Home
- » Credit Education
  - » Credit Card Basics
    - » Visa payWave

ExpressPay from American Express

Use ExpressPay and Keep Moving

What is ExpressPay?

ExpressPay authorizes transaction using contactless technology. With ExpressPay, you can pay for things in the time it takes to say "Express Pay". When you have the ExpressPay feature built in on your card, you can make everyday purchases like the Sunday paper or a soda without swiping your Card. So your card never leaves your hand. No swiping. No signing.*

How do you know if you can use ExpressPay?

Look for the ExpressPay logo on the back of your Card.
Check the reader for the contactless symbol
Hold you're Card up to the reader, and you are on your way!

Benefits of ExpressPay

QUICK — Get through checkout faster

No need to swipe
No signature required for most purchases*

CONVENIENT — No need to carry excess cash

No fumbling with loose change

SECURE — Get the security and peace of mind that can only come from American Express

As with any American Express transaction you are not liable for fraudulent charges

How does ExpressPay work?

ExpressPay is an encrypted computer chip that is built into your Card or other payment device. The ExpressPay chip transfers payment information wirelessly when you hold your Card to the contactless reader. You do not need to swipe and your Card does not leave your possession.

There’s no slip to sign.
ExpressPay uses technology that helps make transactions safe and secure.
You can continue to earn points or cash back for purchases made on eligible Cards.

You can continue to earn rewards or cash back when you make eligible purchases with ExpressPay. Please see Terms and Conditions for more details.

Which Cards from American Express have the ExpressPay feature?

If the back of your Card has the ExpressPay logo, you’re all set. Don’t see one? Call the number on the back of your Card to get ExpressPay right away.

The ExpressPay feature is available on the following fee-free Cards: