Welcome to the Fraud Protection Learning Center

Helpful tools and resources to help you protect yourself from consumer credit fraud.

Why Should I Worry About Credit Fraud?
If you have never lost a credit card or had one stolen from you, you may feel like credit fraud is not your problem. But the truth is, credit fraud affects us all.

About Identity Theft
Identity theft, or ID theft, is becoming increasingly more prevalent in our society. But what is the definition of identity theft, and how can it be prevented?

What Is a Fraud Alert
There are two types of fraud alerts: an initial alert, and an extended alert.

Identity Theft Solutions
Learn what to do if your identity is stolen, and how to contact the three nationwide consumer reporting companies.

Identity Theft Tools
These tools are designed to assist you in resolving disputes related to identity theft and in asserting your legal rights

Credit Monitoring Services
You should monitor your credit file periodically because the information it contains affects whether you can get credit including a loan, credit card, mortgage, a job, apartment or insurance—and how much you will have to pay for it.

Spam Scams
Some email users have lost money to bogus offers that arrived as spam in their in-box. Learn how to avoid being one of them.

Avoiding Credit Card Fraud
Here are some tips to help protect yourself from credit and charge card fraud.

Guarding Yourself Against Credit Fraud
Here are some easy steps you can take to protect yourself from fraud.

Fighting Back Against Credit Fraud
In this age of information, credit fraud is not a difficult crime to perpetrate.

Learn How To Avoid Credit And Debit Card Scams
Important terms to consider that generally must be disclosed in credit card applications or in solicitations that require no application.

What To Do when You Lost Your Credit Cards
As a credit card carrier and user you need to be aware of the potential danger associated with lost or stolen credit cards. Would you know what to do if your credit cards were lost or stolen?

How Does Credit Repair Work
Credit is a way of life in America. Without good credit, you have to take your seat in the second-class section of our economy. But, if your credit is in shambles, you may not be willing to wait for seven years while your credit report repairs itself

Legal Credit Repair Companies
If you are a do-it-yourselfer, and you have the time and know-how, you may prefer to repair your credit yourself for minimal or no-cost. However, due to credit bureaus roadblocks and stall tactics,  you may consider having it done by a legitimate credit repair company such as the ones listed here

Consumer Credit Repair Scams - "The Sting"
The hook, the scam and the solution.

Cardholder Protections
Federal law protects your use of credit cards.