Credit Card Quiz Center

Credit cards are convenient and can allow you flexibility in managing your personal finances. Some also provide rewards, such as points towards travel or cash back. If you use them wisely, credit cards will help you build a good credit history. On the other hand if you're not careful, credit cards can get you into more debt than you can handle. That's why it's important to know about the rights and responsibilities that come with a credit card and to understand your card's features, terms and conditions.

• Ultimate Credit Card Quiz
  Would you like to assess where your knowledge of credit cards and credit card companies currently stands? If you want to know how much you know, take our ultimate test of credit card knowledge.
• APR Quiz
  APRs, fees, charges, and benefits vary among credit card issuers. When you're choosing a credit card, shop around. Compare the APR and learn how each one effect your finance charge.
• Grace Period Quiz
  Knowing what a grace period is and whether a card gives you a grace period is especially important if you plan to pay your account in full each month. Without a grace period, the card issuer may impose a finance charge from the date you use your card or from the date each transaction is posted to your account. This quiz will help you better understand grace periods.

Credit Card Guide
This guide will help you choose a credit card that works best for your needs and preferences, give you information on how to protect yourself from credit card fraud, and provide tips on how to save money with your credit card. You will also find information about the importance of using credit wisely and about your rights and responsibilities with respect to credit cards.