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Credit Monitoring Services
You should monitor your credit file periodically because the information it contains affects whether you can get a loan or insurance—and how much you will have to pay for it. You should also monitor your credit to make sure the information is accurate, complete, and up-to-date before you apply for a loan for a major purchase like a house or car, buy insurance, or apply for a job and to help guard against identity theft.
That’s when someone uses your personal information – like your name, your Social Security number, or your credit card number – to commit fraud. Identity thieves may use your information to open a new credit card account in your name. Then, when they don’t pay the bills, the delinquent account is reported on your credit report. Inaccurate information like that could affect your ability to get credit, insurance, or even a job.
How do I monitor my credit?
If you are a do-it-yourselfer, and you have the time and know-how, you may prefer to monitor your credit yourself for free. However, most people prefer to have it done by a professional credit monitoring company such as the ones listed below. Professional Credit Monitoring Companies can make sure it gets done and that it gets done right. The cost is usually minimal and the end result could save you a lot of time, energy, frustration and money.
Online Credit Monitoring Resources:
LifeLock is the leading player in the rapidly growing field of Identity Theft Prevention. They are based in Tempe, Arizona. Their company is led by experienced and successful entrepreneurs and industry experts. They are backed by Bessemer Venture Partners, one of the leading venture capital firms in the world. They serve tens of thousands of consumers in every state of the union, Puerto Rico and the US Virgin Islands. Take a moment to .
Start your Risk-Free 7-day trial of Privacy Matters 1-2-3 today and get a free 3-in-1 Credit Report that includes all 3 credit bureaus — TransUnion, Experian & Equifax. Privacy Matters 1-2-3 provides Triple Bureau Credit Monitoring, which automatically sends an e-mail alert to you whenever new activity occurs in your credit files that may affect your credit report or credit score. Plus, you'll also get Unlimited, Online Access to your 3-in-1 Credit Report.
Don't Let Identity Thieves Ruin Your Credit. Monitoring your credit report for changes is one of the best ways to combat identity theft – and ensure the accuracy of what’s being reported about you. Equifax Credit Watch™ Gold makes it easy by automatically alerting you within 24 hours of key changes in your Equifax Credit Report™ – such as when someone tries to open credit in your name – so you can act before any serious damage is done.
TrustedID provides consumers with the power and resources to manage and protect their credit and personal information, and who has access to that information. For too long, consumers have been the victim of a credit industry which offers little information and fewer consumer rights, and which distributes and sells consumer information with little regard for the individual.
